General Ledger Platform for Insurance

A ready-made financial core system for insurance companies that combines general ledger, subledgers, reserves, regulatory reporting, IFRS 17, planning, audit, and analytics for insurers with complex legal structures, multiple books, and high-volume claims transactions.

Book a demo AI-Powered General Ledger Platform for Insurance Operations

Who can use the platform?

Everyone involved in insurance finance, accounting, reporting, control, and executive decision-making can use DICEUS General Ledger Platform.

Key modules

Multi-entity general ledger Multi-entity general ledger

Manage finance for complex insurance groups, including branches, legal entities, ledgers, accounting books, consolidation scope, and entity-level dimensions.

  • Legal entity and branch management
  • Multi-book accounting
  • Entity context switching
  • Intercompany rules
  • Consolidation scope setup
  • Role-based access to entity data

Chart of accounts management Chart of accounts management

Build and govern a flexible accounts chart to support insurance accounting, IFRS and local GAAP management reporting, versioning, effective dates, and account-level controls.

  • Hierarchical account structure
  • Multi-book mapping
  • Account attributes and locking rules
  • Approval-based changes
  • Version and effective-date control
  • Audit history for account updates
Chart of accounts management

Journal and posting engine Journal and posting engine

Create, review, approve, post, reverse, and trace manual and automated journals across the GL and insurance subledgers.

  • Manual journal entry
  • Automated journal review
  • Recurring journals
  • Accruals and deferrals
  • Batch posting
  • Posting logs and drill-down
  • Approval workflow
Journal and posting engine

Period management and financial close Period management and financial close

Control accounting periods, module locks, close checklists, soft close, hard close, year-end close, and retained earnings automation across entities and books.

  • Period lifecycle management
  • Multi-entity and multi-book close
  • Close checklist management
  • Module locking
  • Year-end close
  • Close status tracking
  • Retained earnings automation

Premium subledger Premium subledger

Monitor policy premium financials from invoice to earning, allocation, adjustment, refund, and GL posting.

  • Policy premium tracking
  • Installment schedules
  • Endorsements, cancellations, and refunds
  • Earned and unearned premium
  • Premium accruals
  • LOB and dimension allocations
  • GL posting control

Claims subledger Claims subledger

Integrate claim-related financial activities with accounting, reserves, payments, recoveries, reinsurance, and reconciliation.

  • Claim-level financial monitoring
  • Claim reserves financial view
  • Claim payments
  • Recoveries and salvage
  • Reinsurance recoverable
  • Multi-currency handling
  • Subledger-to-GL reconciliation
Claims subledger

Reserve engines Reserve engines

Automate reserve calculations, movements, adjustments, audit history, and GL postings for Unearned Premium Reserve (UPR) and claims reserves.

  • UPR methodology configuration
  • Pro-rata and alternative earning methods
  • Ceded UPR
  • RBNS, IBNR, and IBNER reserves
  • Actuarial assumptions
  • Scenario modeling
  • Reserve movements
Reserve engines

Reinsurance financial subledger Reinsurance financial subledger

Handle treaty and facultative reinsurance financial operations with ceded premium, recoverable, commissions, bordereaux, settlements, and GL postings.

  • Treaty financial management
  • Facultative contract tracking
  • Ceded premium calculations
  • Reinsurance commissions
  • Claims recoverable
  • Bordereaux generation
  • Reinsurance settlements
  • Reinsurance reconciliation

Financial statements and reporting Financial statements and reporting

Create standard and custom financial reports with drill-down from financial statements to journals, subledgers, and source transactions.

  • Balance sheet, P&L, and cash flow
  • Trial balance
  • IFRS, local GAAP, and management views
  • Multi-entity reporting
  • Consolidated reporting
  • Custom report builder
Financial statements and reporting

Regulatory, tax, and IFRS 17 reporting Regulatory, tax, and IFRS 17 reporting

Gather finance data for statutory, tax, and IFRS 17 reporting with controlled mappings, calculations, validations, disclosures, and outputs ready for submissions.

  • Regulatory forms library
  • Data mapping and validation rules
  • Local statutory reporting
  • Tax rules and adjustments
  • Deferred tax handling
  • IFRS 17 portfolios, cohorts, and groups
  • PAA, GMM, and VFA models
  • CSM, risk adjustment, discount rates, and disclosures

Treasury, bank, and cash management Treasury, bank, and cash management

Control bank accounts, payments, collections, reconciliation, cash positions, Foreign Exchange (FX) handling, and intercompany settlements.

  • Bank account registry
  • Bank statement imports
  • Automatic and manual reconciliation
  • Payment run engine
  • Incoming payment allocation
  • Cash position dashboard
  • FX handling
  • Intercompany cash settlements
Treasury, bank, and cash management

Audit and compliance Audit and compliance

Track internal controls, evidence, audit trails, compliance tasks, risk registers, issue remediation, and external audit collaboration.

  • Internal control framework
  • Control testing and certification
  • Cross-module audit trail
  • Segregation of Duties monitoring
  • Risk register
  • Issue and remediation tracking
  • Compliance calendar
  • Evidence repository

Financial warehouse and semantic layer Financial warehouse and semantic layer

Create a trusted finance data foundation for reporting, analytics, dashboards, AI, planning, and executive visibility.

  • GL, subledger, reserve, and investment data marts
  • Facts and dimensions visibility
  • Dataset catalog
  • Data lineage and traceability
  • Data refresh management
  • Semantic business definitions
Financial warehouse and semantic layer

Budgeting and planning Budgeting and planning

Shift from accounting to strategic financial management with budgeting, rolling forecasts, scenarios, technical provision forecasting, cash flow planning, and variance analysis.

  • Annual budgeting
  • Rolling forecasts
  • Multi-scenario planning
  • Premium and claims forecasting
  • Expense and headcount planning
  • Capital planning
  • Cash flow forecasting
  • Actual vs budget vs forecast analysis

Commission and agent settlement Commission and agent settlement

Set broker and agent commission rules, calculations, accruals, settlements, statements, and accounting entries.

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