Group Health Insurance Management Platform

Create, administer, and scale group health insurance programs from quotes to policies, enrollment, care access, claims, billing, and reporting. The platform supports large employee groups, multi‑plan benefit structures, employer‑specific eligibility rules, provider networks, digital health cards, and many more.

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Who can use the platform?

The platform supports all participants involved in selling, administering, and servicing group health insurance programs.

Key modules

Group policy administration

Manage issued group health policies and schemes across their lifecycle.

  • Group policy creation from employer programs and corporate contracts
  • Scheme creation within corporate health contracts
  • Plan, coverage, eligibility, and contribution alignment by scheme
  • Policy issuance, endorsements, renewals, cancellations
  • Member impact review, premium basis, documents
Group policy administration
Quotation and pricing

Quotation and pricing

Support group health insurance with guided quote creation, census intake, plan selection, and more.

  • Quote creation from employer, corporate contract, or global quote workspace
  • Census upload, validation, normalization, and pricing preparation
  • Plan and package selection for group health proposals
  • Coverage parameter adjustments (limits, deductibles, copays, coinsurance, riders)
  • Pricing simulation, premiums, fees, discounts, commissions, and margins
  • Branded proposal generation, broker/client distribution, approvals

Employer and group program management

Centralize employer accounts, corporate health programs, contracts, contacts, organizational structures, servicing history, renewals, and account lifecycle data.

  • Employer account and corporate client profiles
  • Employer onboarding and lifecycle tracking
  • Corporate program and contract overview
  • Broker, carrier, HR, finance, and operations contact management
  • Employer hierarchy by company, subsidiary, division, department, team, etc.
  • Program timeline, servicing history, renewal readiness, and account health
Employer and group program management

Plans, benefits, and coverage management

Configure and maintain the health plan structures that define what members are covered for and under what conditions.

Plans, benefits, and coverage management
  • Health product, plan, and package structures for group programs 01
  • Benefit groups, coverage taxonomy, and reusable coverage catalogue 02
  • Limits, sub‑limits, deductibles, copays, coinsurance, visit limits, etc. 03
  • Contract‑, scheme‑, plan‑, and policy‑level coverage views 04
  • Plan variants (Basic, Extended, Premium, HMO, PPO, or tiered‑network plans) 05

Member enrollment and eligibility

Handle individual and bulk enrollment for employees, dependents, beneficiaries, and covered members.

Member enrollment and eligibility
  • Employee, dependent, beneficiary, and relationship management
  • Member directory with employer, contract, policy, status, and type filters
  • Single‑member enrollment, plan assignment, change, termination, etc.
  • Bulk roster upload, field mapping, validation, correction workspace, etc.
  • Eligibility rules by employment class, location, org unit, tenure, age, and more
  • Bulk eligibility re‑evaluation, required document checks, and assignment history

Member and HR self‑service portals

Give HR teams and members controlled self‑service access to everyday group health actions.

  • HR portal for members review, new hire onboarding, dependent changes, and more
  • Member portal with coverage, plan, policy details, documents, and claim status
  • Digital health card access, preview, generation, wallet download
  • Dependent and life event requests with eligibility evaluation and approval tracking
  • Member self‑service claim submission and claim document upload
Member and HR self-service portals

Provider network management

Manage provider networks and help members, HR teams, and operations users find eligible in‑network care.

Key functionalities

  • Provider, clinic, hospital, and practitioner directory
  • Provider search by name, ID, specialty, location, language, network, and radius
  • Provider network definitions, inclusion and exclusion rules, and effective dates
  • Provider contracts with service categories, scope, fee schedule references, SLAs
Provider network management

Claims, pre‑authorization, and case management

Manage health claims, reimbursements, supporting documents, insurer dispatch, status tracking, service requests, and complex operational cases.

  • Member and CSR‑assisted claim submission
  • Claimant, policy, dependent, provider, service, expense capture
  • Claim forms, document upload, receipt/invoice attachment, and attestation
  • Missing document requests, document review, and claim packaging
  • Claim triage, handler assignment, manual review, insurer dispatch, outcome
  • Case management for policy, claim, billing, payment, provider
Claims, pre-authorization, and case management
Billing, payments, and settlements

Billing, payments, and settlements

Support premium billing and claim‑related financial operations for employer groups, members, providers, and accounting teams.

  • Invoices by employer account, contract, policy, or program
  • Billing schedules, charge items, tax profiles, proration, and batch invoice runs
  • Invoice document generation, delivery tracking, and billing history
  • Member reimbursement processing from approved claims
  • Provider settlement groups, disbursement batches, and payment files

Analytics, reporting, and operational dashboards

Provide executives, account teams, underwriters, claims and finance teams, and operations managers with the visibility they need to track group health performance.

Key benefits

Want to learn more about the DICEUS Group Health Insurance Platform?

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