Contactless payment solution

Project overview

Reliable online payments require a secure software foundation backing up the interface that is fast and accessible to work with. On top of that, new advanced payment methods, like contactless technology, have taken a firm place in everyday life of consumers. More and more people wish to pay for goods remotely, putting as little effort into the action as possible. That’s why we approached the project at hand with a heavy focus on the modern user market.

Business challenge

Any commercial project with online reach needs to provide a fast, convenient, and protected way for customers to make remote payments. We had to help the client offer something that wouldn’t take any extra effort and keep all the data specified by users firmly safe. The solution we eventually came up with uses a combination of the necessary technologies and in-depth expertise of our specialists.

Technical challenges

We had to develop a piece of contactless payment software based on several complex web technologies. The main focus was put on the NFC capabilities bunched with protected processing of widely used banking cards. From the get-go, we knew that users required an easy-to-grasp, lightweight interface to manage financial accounts, and we stuck to exactly such a concept.

Solution delivered

Ultimately, we created a solution that allows users to withdraw cash and replenish individual card accounts at retailers. To keep it all up-to-date, we also enabled users to make contactless payments from cards by phone via NFC technology. Among additional features – an ability to block and unblock cards at will, for instance, when a user travels abroad and needs to freeze the account.

Let’s discuss how we can help with your project

Send request

Key features

Flexibility of payments

Users get to employ a variety of cash deposit and withdrawal options at a number of retail locations throughout Europe.

Fully remote purchases

Customers can make contactless payments via their smartphone at any time convenient, even offline.

Improved interaction

Retail providers get to offer simpler, more convenient shopping experiences with a proprietary mobile banking app.

Value to our client

All-in-one functionalityUsers get one app for physical payments, international transactions, and other retail operations.

Boosted user engagementThe easier it is for customers to make purchases and interact with a provider, the more motivated they are to have business with a certain market player.

Our tech stack

REST API

JavaScript

MySQL

Python

RoR

HTML